Frequently Asked Questions

Q: May I still get a loan against a car title if I have poor credit or I have had a bankruptcy?

A: Yes you can! Your credit can be good, bad or non-existent and even an individual bankruptcy is no problem because you can still get an automobile equity loan. We are more than thrilled to help you get the best terms, as well. Credit history will not keep you from getting a loan for the reason that the value of the loan is associated with the value of your automobile.

Q: What is a motor vehicle equity loan?

A: This type of loan is supposed to use your vehicle's title to secure the cash that you get. Making use of your vehicle's title you assure the loan lender that you intend to repay your loan so the process is much smoother. This kind of loan is the swiftest way for you to get necessary cash without hassles. These types of loans can be genuine life savers for many people who need money fast.

Q: Why should I choose your automobile title loan application service over all the others in Decatur?

A: In simple terms, we offer you access to the best short term loan deals in the state of Alabama. Also, many lending companies in Decatur will charge you 25 or even 30% interest on the same loan which is punishing you for requiring funds right this moment. These companies want the loan paid back within 30 to 90 days and that can be extremely difficult to do. Our pink slip loan programs provide you with a full 42 months to settle your loan.

Q: Now that I have already been pre-approved what do I do?

A: The next step is for one of our customer support representatives to phone you to help you through the remaining process. We work with an underwriter who takes your situation personally into account to make certain you get the loan that you should have.

Q: How do I start making the payments on my vehicle title loan?

A: Payment methods we could accept include a certified check, a money order or debit cards issued by VISA or MasterCard.

Q: What will I need to have to get my instant money car title loan?

A: You would like to first make sure that the title of the vehicle is in your name and there aren't any liens on it then you will have to have a Social Security Card to demonstrate your identity, a phone or utility bill in your name that has your address on it, 2 references, insurance for your auto, a driver's license from the state of Alabama, a current pay stub and a duplicate of your automobile keys. That's all you're going to have to have.